How to Remove a Payment Method From Your AAPC Account
Remove a payment source in three steps on the AAPC website
Log into your AAPC account, go to your account settings or billing section, find the payment method you want to remove, and select the delete or remove option. The exact location depends on whether you use the AAPC website or mobile app, but the process takes less than a minute. Once you remove a payment source, AAPC cannot charge it again — though any recurring subscriptions tied to that card will need a new payment method before your next billing date.
If you remove your only payment method on file, your account will not automatically renew any subscriptions. This can be useful if you want to pause a membership without cancelling it outright, but you will need to add a new payment source before you want to resume.
Key Takeaways
- You can remove a payment method from your AAPC account through your account settings without cancelling your membership or subscriptions.
- Removing your only payment source stops automatic renewals, but you must add a new card before your next billing date if you want to keep your subscription active.
- If a subscription is set to renew on a card you are about to remove, update the payment method in your subscription settings first to avoid service interruption.
- Removed payment methods cannot be recovered, so make sure you have another card on file or are ready to add one before deleting your last option.
Where to find your payment methods on AAPC
On the AAPC website, log in and look for "Account Settings" or "Billing" in the main menu — this is usually in the top right corner or in a dropdown under your profile name. Once you are in account settings, select "Payment Methods" or "Saved Cards." You will see a list of every card or payment source you have added to your account, along with the last four digits and expiration date.
On the AAPC mobile app, the path is similar: tap your profile icon, select "Account" or "Settings," then look for "Payment Methods" or "Billing Information." The layout may differ slightly between the website and app, but both show the same list of saved cards.
Steps to delete a payment method
Find the card you want to remove in your payment methods list. Next to each card, there should be a menu icon (three dots or a gear), a "Delete" button, or a "Remove" link — tap or click it. A confirmation message will appear asking if you are sure you want to remove this payment source. Select "Yes," "Confirm," or "Delete" to complete the removal.
The card is now removed from your account and cannot be charged. If this was your only payment method, your subscriptions will not renew automatically. You will receive an email notification confirming the removal, though this may take a few minutes to arrive.
What happens to subscriptions when you remove a payment method
If you remove a card that is not tied to any active subscription, nothing else changes — your account simply has one fewer payment option. If you remove a card that is set to renew a subscription, AAPC will attempt to charge your next payment method on file. If you have no other card saved, the subscription will fail to renew and you will receive a notification that payment could not be processed.
To avoid losing access to a subscription, update the payment method for that subscription before you remove the old card. In your account settings, find "Subscriptions" or "My Memberships," select the subscription you want to keep, and choose a different payment method from your saved cards. Once that is done, you can safely remove the old card.
Removing your last payment method on purpose
Some people remove their only payment method as a way to pause a subscription without formally cancelling it. This works: if you have no card on file, AAPC cannot charge you at renewal time. Your subscription will show as "inactive" or "payment failed" in your account, but the membership itself is not deleted.
When you are ready to resume, add a new payment method and contact AAPC support to reactivate the subscription, or simply wait for the next renewal cycle and let the system attempt to charge you again. The second option is simpler but means you will lose access until the charge goes through. The first option — reaching out to support — is faster if you want to resume immediately.
If you cannot find the remove option
Some payment methods, especially those linked to a current or very recent subscription, may not show a delete button. This is a safety feature to prevent accidental removal of a card you are actively using. In this case, first update your subscription to use a different payment method, wait a few hours, and then return to your payment methods list — the delete option should now appear.
If the remove button still does not show up, or if you see an error message when you try to delete, contact AAPC support directly. Explain which card you want to remove and why, and they can remove it from your account on your behalf. Support can usually process this within one business day.
Frequently Asked Questions
Can I remove a payment method if I have an active subscription?
Yes, but you must have another payment method on file first, or your subscription will fail to renew. Update your subscription to use a different card before you remove the old one. If you remove your only payment method, the subscription will not renew and you will lose access.
Will removing a payment method cancel my subscription?
No. Removing a payment method does not cancel your subscription — it only removes that card from your account. Your subscription remains active as long as you have another payment method on file to charge at renewal time. If you remove your only card, the subscription will fail to renew but is not formally cancelled.
What if I accidentally removed the wrong card?
Removed payment methods cannot be restored through your account settings. You will need to add the card again manually by going to "Payment Methods" and selecting "Add a New Card." Enter the card number, expiration date, and CVV just as you did the first time. If the card is still active, it will be added back to your account.
Do I need to remove a payment method before cancelling my subscription?
No. Cancelling your subscription and removing a payment method are separate actions. You can cancel a subscription without touching your payment methods, and you can remove a payment method without cancelling. If you want to do both, cancel the subscription first, then remove the card.
How long does it take for a removed payment method to stop working?
Immediately. Once you confirm the removal, AAPC removes the card from your account right away and cannot charge it. If a renewal was scheduled for that same day, the system will try to use your next payment method on file instead. There is no waiting period.