How to Add a Payment Method to Your RaceTrac Account

Adding a payment method to RaceTrac

You can add a credit card, debit card, or digital wallet to your RaceTrac account through the mobile app or website. The process takes a few minutes and stores your payment information securely so you can pay at the pump or in the store without pulling out your card each time. RaceTrac accepts Visa, Mastercard, American Express, Discover, and Apple Pay or Google Pay if you use the app.

The steps differ slightly depending on whether you're using the app or the website, but both routes ask for the same information: your card number, expiration date, CVV (the three-digit security code on the back), and your billing zip code. Once you add a payment method, it stays on file until you remove it, and you can add multiple cards if you want options.

Key Takeaways

• You can add a payment method through the RaceTrac app or website by going to your account settings and selecting "Payment Methods" or "Saved Cards".
• RaceTrac accepts all major credit and debit cards, plus Apple Pay and Google Pay through the mobile app.
• Your card information is encrypted and stored securely; you do not have to enter it again at the pump once it is saved.
• You can delete or update a payment method at any time from your account, and adding a new one does not automatically remove old ones.

Adding a payment method on the RaceTrac app

Open the RaceTrac app and tap the menu icon (three horizontal lines) in the bottom right corner. Select "Account" or "My Account," then look for "Payment Methods," "Saved Cards," or "Wallet." Tap the option to add a new payment method.

Enter your card number, expiration date, CVV, and billing zip code. If you're using Apple Pay or Google Pay, you can also select that option instead of entering card details manually. After you confirm the information, the card is saved to your account. The next time you pump gas or buy something in the store, you can select this payment method at checkout without typing anything in.

Adding a payment method on the RaceTrac website

Go to the RaceTrac website and log into your account. Click on your profile or account icon, usually in the top right corner, and select "Account Settings" or "My Account." Look for a section called "Payment Methods," "Saved Cards," or "Billing Information."

Click "Add Payment Method" or a similar button, then enter your card number, expiration date, CVV, and billing zip code. Review the information for accuracy and click "Save" or "Confirm." The card is now linked to your account and ready to use at any RaceTrac location.

What happens after you add a payment method

Once a payment method is saved, you can use it to pay at the pump by selecting it on the screen before you start fueling, or in the store by telling the cashier which card you want to use. You do not have to enter your full card number or CVV again—RaceTrac stores a secure token that lets you pay without repeating that information.

If you have multiple payment methods on file, you can choose which one to use each time you pay. Your saved cards stay active until you remove them, so you can switch between them whenever you want. If you lose a card or want to stop using one, you can delete it from your account settings at any time.

Updating or removing a payment method

To change a card's expiration date or other details, go back to your payment methods in your account settings. Most of the time you can edit the card directly by clicking on it and updating the information. If you cannot edit it, you may need to delete the old card and add the new one.

To remove a payment method, find it in your account settings and select "Delete," "Remove," or a similar option. Deleting a card does not affect any other payment methods you have saved. If you delete all your payment methods, you can still pay with a card at the pump or in the store—you just have to enter the details manually each time.

Troubleshooting common issues

If your card is rejected when you try to add it, check that the card number, expiration date, and CVV are entered correctly. Make sure your billing zip code matches what your bank has on file. If the card is still rejected, contact your bank to confirm the card is active and has not been flagged for fraud.

If you added a payment method but cannot see it at the pump, log out of the app or website and log back in. Sometimes the account needs to refresh to show newly saved cards. If the card still does not appear, try adding it again or contact RaceTrac customer service for help. If you are using the website to add a card but want to pay with it at the pump, remember that the pump may only show cards added through the app, depending on your location.

Security and privacy when saving payment information

RaceTrac encrypts your card information, which means it is scrambled and unreadable to anyone without the decryption key. Your full card number is not stored in a way that RaceTrac employees or hackers can easily access. Instead, the company uses a secure token—a unique code that represents your card without exposing the actual number.

When you pay with a saved card, you are authorizing RaceTrac to charge that card for the amount you pump or buy. Your card information is only used for transactions you initiate. If you are concerned about a charge, you can dispute it with your bank or card issuer, and they can investigate whether the transaction was authorized.

Frequently Asked Questions

Can I use a prepaid card at RaceTrac?

Most prepaid cards work at RaceTrac as long as they carry a Visa, Mastercard, American Express, or Discover logo. Add it to your account the same way you would a regular debit or credit card. If the prepaid card is declined, contact the card issuer to confirm it is active and has a sufficient balance.

What if I add a payment method but want to use a different card at the pump?

You do not have to use a saved card. At the pump, you can select "Pay with card" and insert or tap a physical card instead. You can also pay inside the store with any card, even if it is not saved to your account.

Do I have to add a payment method to use RaceTrac?

No. Adding a payment method is optional and only saves you time at checkout. You can always pay with a physical card at the pump or in the store without saving anything to your account.

Can someone else use a payment method I saved to my RaceTrac account?

Only if they have access to your account login. Keep your username and password private. If you share a device with someone, log out of your account when you are done so they cannot use your saved payment methods.

What should I do if my saved card is lost or stolen?

Delete the card from your RaceTrac account immediately by going to your payment methods and selecting remove or delete. Then contact your bank or card issuer to report the card lost or stolen. They will cancel the card and send you a replacement. Once you receive the new card, you can add it to your RaceTrac account.