If you found that HUD is holding money from an unclaimed FHA refund in your name, now’s the time to claim it. After all, it’s YOUR money – you deserve to get it back! Accessing your FHA MIP refund starts with filing a claim with HUD. Since the department wants to make sure you are who you say you are, you’ll need to prove your identity as well as your relationship to the FHA loan in question.
But as soon as you file a claim for your FHA mortgage insurance refund and prove it’s yours, the HUD will begin processing your request. Learn how to claim missing refunds below.
Finding out you have an MIP refund might feel like you just got free money! But the truth is, it’s your money – now it’s time to get it back. Before you get your money, though, HUD needs to make sure that it’s giving the money to the right person.
Because of this, your FHA refund will remain in HUD’s safekeeping until you file a claim and prove your identity. Follow these three simple steps to file a claim for your FHA MIP refund and get your money:
Step 1: Collect documents. You must prove your identity, Social Security Number (SSN) and current address using some of the documents below:
- Social Security card
- Original birth certificate
- Driver’s license
- W-2 form
- Bank statement
- Utility bill
- Valid vehicle registration
Step 2: Claim your MIP refund. Call HUD to initiate a claim. You can upload necessary documents in the following ways:
- By email
- By fax
Step 3: Receive your money. Typically, HUD will mail you a check for your refund.